Important: The information and calculations provided by PhilippineTaxCalculator.ph are for general informational and educational purposes only. They do not constitute professional tax, accounting, legal, or financial advice.
No Professional Advice
PhilippineTaxCalculator.ph is an independent, free online tool that estimates Philippine income tax and mandatory government contributions (SSS, PhilHealth, and Pag-IBIG). The figures it produces are estimates based on publicly available tax tables and contribution rules, and are intended to help you understand and plan your own payroll deductions.
Nothing on this website is a substitute for advice from a qualified professional. Philippine tax law is detailed, and your actual tax and contribution amounts depend on facts specific to your situation — such as your employment status, additional income, benefits, dependents, filing status, and any changes in the law. Always consult a Certified Public Accountant (CPA), a licensed tax practitioner, or the Bureau of Internal Revenue (BIR) for guidance specific to your circumstances.
Informational & Educational Purposes Only
This website exists to help Filipinos understand how withholding tax and mandatory contributions are computed. The explanations, examples, and guides here are written to be clear and accurate, but they simplify complex topics for general understanding and may not address every exception or special case.
Using this calculator does not create a client, advisory, or employer–employee relationship between you and PhilippineTaxCalculator.ph.
Sources of Tax & Contribution Data
The calculator's logic is based on publicly available information published by official Philippine government agencies. We review and update the engine whenever rules change. The principal sources we rely on are:
- Bureau of Internal Revenue (BIR) — income tax tables and withholding rules. bir.gov.ph
- Social Security System (SSS) — contribution rates and Monthly Salary Credit (MSC) schedules. sss.gov.ph
- Philippine Health Insurance Corporation (PhilHealth) — premium rates. philhealth.gov.ph
- Home Development Mutual Fund (Pag-IBIG) — membership contribution rates. pagibigfund.gov.ph
The governing laws include the TRAIN Law (Republic Act No. 10963) and the CREATE Act (Republic Act No. 11534) for income tax, the Universal Health Care Act (Republic Act No. 11223) for PhilHealth, and the relevant SSS and Pag-IBIG charters and circulars.
Accuracy & No Warranty
We make a genuine effort to keep the calculator accurate and current, and we validate the engine against worked examples. However, PhilippineTaxCalculator.ph provides the tool "as is" and without warranties of any kind, whether express or implied. We do not guarantee that the calculations are complete, error-free, or applicable to your specific situation.
Tax rates, contribution schedules, and salary credit tables change over time. Individual circumstances — such as mixed income, business deductions, de minimis benefits, or non-taxable allowances — can materially change the correct result. Always verify important figures against official BIR and agency publications or with a qualified professional.
Limitation of Liability
To the fullest extent permitted by law, PhilippineTaxCalculator.ph, its operator, and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or reliance on, the information or calculations provided by this website.
This includes, without limitation, any financial loss, tax penalty, interest, or over/under-withholding that may result from acting on estimates produced by the calculator.
Your Responsibility
By using this website, you acknowledge that you assume full responsibility for any decisions you make based on the calculations or information presented here. You agree to verify results independently and to seek professional advice before making tax, financial, or employment decisions.
External Links
This website contains links to third-party and government websites for your reference. We are not responsible for the content, accuracy, or privacy practices of those external sites and do not endorse them beyond providing them as resources.
Changes to This Disclaimer
We may update this disclaimer from time to time to reflect changes in the law, our practices, or the calculator's features. The "last updated" date below indicates when it was last revised. Continued use of the website after changes constitutes acceptance of the updated disclaimer.
Last updated: August 4, 2026.
Related
- Privacy Policy — how your data is (not) handled.
- Terms of Service — the rules for using this site.
- About — how the calculator is built and maintained.
- Use the calculator — estimate your take-home pay.