Agreement to These Terms
Welcome to PhilippineTaxCalculator.ph. By accessing or using this website and its free tax and take-home pay calculator (together, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, please do not use the Service.
These Terms form a legally binding agreement between you and PhilippineTaxCalculator.ph (the "operator"). Last updated: August 4, 2026.
Description of the Service
PhilippineTaxCalculator.ph is a free, browser-based tool that estimates Philippine income tax and mandatory government contributions (SSS, PhilHealth, and Pag-IBIG) to help you understand your take-home pay. The Service is provided for general informational and educational purposes only. Please review our Tax & Financial Disclaimer, which is incorporated into these Terms by reference.
Eligibility & Permitted Use
The Service is available to anyone with internet access. You may use the Service only for lawful, personal, and non-commercial informational purposes. You agree not to:
- Use the Service for any unlawful, fraudulent, or abusive purpose.
- Attempt to gain unauthorized access to any part of the Service, its server, or its underlying systems.
- Interfere with or disrupt the Service, such as by attempting to overload, crash, or reverse-engineer the site.
- Scrape, copy, or republish the content of this website without permission (see "Intellectual Property" below).
- Introduce any virus, malware, or harmful code.
No Warranties
The Service is provided "as is" and "as available", without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the calculations will be accurate, complete, error-free, or suitable for your needs, or that the Service will be uninterrupted or secure. Your use of the Service is at your sole risk. See our Disclaimer for important limits on accuracy.
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall PhilippineTaxCalculator.ph, its operator, or its affiliates be liable for any direct, indirect, incidental, consequential, special, or exemplary damages — including loss of revenue, tax penalties, interest, or any financial loss — arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.
Because the Service is provided free of charge and for informational purposes only, you acknowledge that any reliance on the calculations is at your own risk and that you should verify results with a qualified professional or official sources.
Intellectual Property
The Service, including its text, design, layout, original articles, and the calculator software, is owned by PhilippineTaxCalculator.ph and protected by Philippine and international intellectual property laws. Tax tables, rates, and similar public data are sourced from official government agencies and remain in the public domain; our presentation and implementation of that data, however, are our own.
You may view and use the Service for your personal, non-commercial use. You may not reproduce, redistribute, sell, or create derivative works from the website's content without prior written permission. You are welcome to link to our pages.
Third-Party Services & Advertising
The Service may display advertising served by third parties such as Google AdSense, and may use analytics such as Google Analytics. These third parties may use cookies subject to their own policies, which we do not control. Please review our Privacy Policy for details on advertising and analytics cookies. We are not responsible for the content of third-party advertisements or external websites linked from the Service.
Privacy
Your use of the Service is also governed by our Privacy Policy, which describes how information is handled. Importantly, your calculation inputs are processed entirely in your browser and are not stored or transmitted to us.
User-Submitted Feedback
If you submit feedback, suggestions, or ideas through our feedback form or by email, you grant us a non-exclusive, royalty-free, worldwide license to use that submission to improve the Service, without any obligation of confidentiality or compensation to you. Please do not send confidential information.
Changes to the Service & These Terms
We may modify, suspend, or discontinue the Service, or any part of it, at any time and without notice. We may also revise these Terms from time to time; the updated Terms take effect when posted on this page with a revised "last updated" date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of the Philippines.
Severability & Contact
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. The failure to enforce any right or provision is not a waiver of that right.
If you have any questions about these Terms, please reach out through our feedback page.